Your money,
finally making
sense.

Import your bank CSV, ask your AI advisor anything in plain English, and always know exactly where you stand, even before your next paycheck.

Free forever plan
Data stays in your browser
No bank login required
fynnap.com/dashboard
Good morning, John 👋
Spent
$2,184
↑ $218 over
Remaining
$916
✓ On track
Saved
$450
↑ 18%
Fynnap AI
Can I afford a $300 purchase before payday?
Yes, you have $916 left in budget and $2,280 free after bills. A $300 spend leaves you comfortable through Jun 14. ✓
Food 62%
Shopping 86%
What is Fynnap?

A finance app that actually
tells you the truth.

Fynnap is a free personal finance web app that connects to your bank through a simple CSV export. No logins, no linking, no risk. Import your transactions, and within seconds, AI has categorized every single one.

Then the honest part starts. Your AI advisor, powered by Claude, can answer real questions using your real numbers. Not generic tips. Not canned responses. Actual answers like "you've spent 86% of your shopping budget with 18 days left."

And the feature nobody else has built well: the paycheck planner. Tell Fynnap when your next paycheck arrives and how much it'll be, and it instantly tells you exactly how much is free to spend after bills and savings are covered.

$0
Free forever, no card
2 min
To set up your dashboard
100%
Data stays in your browser
Recent transactions
🍔
Chipotle
Today · Food & Dining
−$14.20
💰
Paycheck: Direct Deposit
Jun 7 · Income
+$3,100
📱
Netflix
Jun 6 · Subscriptions
−$15.49
🛍️
Amazon
Jun 5 · Shopping
−$67.99
Budget tracker
Food & Dining$216 / $480
Shopping$301 / $350
Transport$130 / $300
Why use Fynnap?

Built for how people actually
think about money.

Most apps were built for accountants. Fynnap was built for someone who just wants to know if they can afford dinner before their next paycheck.

AI that uses your real data
Every answer from Fynnap AI comes from your actual transactions, not generic financial advice. Ask "am I overspending on food?" and get a real number.
Generic chatbot tips → Your actual numbers
The paycheck planner nobody built
Know exactly how much you can spend before your next paycheck arrives, after bills and savings are already covered. The question everyone has, finally answered.
Monthly summaries → Paycheck-by-paycheck clarity
No bank login. Ever.
Fynnap never touches your bank credentials. Export a CSV from your bank's website, a 30 second process, and your data never leaves your device.
Bank login required → CSV only, fully private
Actually free
Most budgeting apps charge $80-$120 per year before you've even decided if they work for you. Fynnap's core features, including AI chat, are free. No trial period, no credit card, no gotcha.
$99-$109/year → $0 to get started
Works on anything
Many finance apps are locked to a single platform or operating system. Fynnap is a web app, so it works on Android, iPhone, Windows, Mac, and any browser. Your money doesn't care what device you have.
iOS only → Every device
Up and running in 2 minutes
Sign in with Google, export your bank CSV, drop it in. AI categorizes everything. You're looking at your full financial dashboard before your coffee gets cold.
Complex setup → 2 minutes flat
How to get started

Four steps to financial clarity.

No bank login. No credit card. No catch. You'll be looking at your full dashboard in under 2 minutes.

1
Sign in with Google
One click with your Google account. Your data is tied to your account so it's always there when you come back.
2
Export your bank CSV
Log into your bank, go to transaction history, and download as CSV. Works with Chase, BofA, Wells Fargo, Citi, Capital One, and more.
3
AI categorizes everything
Drop the CSV into Fynnap. Claude reads every transaction and instantly labels it as Food, Transport, Shopping, and more. No manual work.
4
Ask your AI advisor
Your full dashboard is live. Ask anything, like "can I afford this?" or "where am I overspending?", and get real answers from your real data.
How to download your CSV
Every bank exports transactions a little differently. Pick yours for the exact steps. It takes about 30 seconds.
Features

Everything you need.
Nothing you don't.

Fynnap is intentionally focused. No noise, no upsells mid-workflow, no features you'll never use.

AI money coach
Powered by Claude. Answers questions using your real transaction data, not generic tips. "How much did I spend on food this month?" gets you the exact number, every time.
Free
Paycheck planner
Enter your next paycheck amount and date. Fynnap allocates your bills and savings and tells you exactly what's free to spend. It's the question that keeps people up at night, answered instantly.
Free
Budget tracker
Set monthly budgets by category. Watch them fill in real time as transactions import. Color-coded warnings when you're approaching the limit, before you blow it.
Free
CSV import + AI categorization
Export from any major bank. Drop the file in. Claude reads every transaction name and assigns the right category automatically. You can also drag and drop multiple files at once.
Free
Savings goals
Set goals like "emergency fund" or "vacation." Track your progress visually. Fynnap can tell you how much to set aside per paycheck to hit your goal on time.
Free
Plaid auto-sync (coming soon)
Skip the CSV entirely. Connect your bank directly via Plaid and have transactions sync automatically every day. No more manual exports, ever.
Pro, coming soon
Pricing

Simple, honest pricing.

No 14-day trial that disappears. No credit card to start. The free plan is genuinely useful.

Free
$0
Forever. No card needed.
  • CSV import (any bank)
  • AI categorization
  • AI money coach chat
  • Budget tracker
  • Paycheck planner
  • Savings goals
  • Google Sign-In
COMING SOON
Pro
$6
per month · billed monthly
  • Everything in Free
  • Plaid bank auto-sync
  • Unlimited AI chat messages
  • Weekly spending digest email
  • Couples / shared dashboard
  • Smart budget suggestions
  • Priority support

Ready to see the full picture?

It takes 2 minutes. No bank login. No credit card.